The joy of raising kids is priceless, but the monetary cost is undoubtedly high. It’s especially true for single parents who rely on a single income to cover the cost load of raising a child or children. Single parents loans can be a lifesaver for single mums and dads when expenses pop up unexpectedly.
Unexpected costs are prevalent when raising a child, from nappies and white goods replacements to medical emergencies, schooling, and food. When you’re solely responsible for the bills, it can sometimes be challenging to cover the costs of something your child needs.
Gdayloans.com.au understands these challenges and provides loans for single parents in Australia tailored to your needs and circumstances. You get free access to top lenders who offer great deals on personal loans for single parents.
These include same-day loans for single parents on benefits, loans for single parents with bad credit, loans for single parents on Centrelink, cash loans for single parents, and loans for single parents on low income.
Single parents loans are small loans that provide you with a lump sum of cash when you apply. Whatever challenge you’re facing, Gday Loans can match you with a suitable lender free of charge for the best and most reliable personal loans for single parents.
As a single parent, you’re constantly juggling family and financial responsibilities and what you need is a stress-free solution. Personal loans for single parents deliver cash quickly and affordably from understanding and inclusive lenders.
No matter your circumstances, your application is considered to provide honest, transparent, and tailored single parents loans to meet your needs.
Single parents loans allow you to access from $300 to $10,000 and pay the borrowed amount back plus interest over a chosen term in instalments until you settle the loan. Lenders at Gdayloans.com.au allow you to choose from 2 to 24 to repay.
Applying for loans for single parents online only takes a few minutes. Simply fill in the online application form at Gdayloans.com.au and get matched with a suitable lender in under 90 seconds! Our lenders are very speedy with the payouts.
Once you’re approved, you can have funds in your account within hours on the same day you apply. You can then use the funds however you like without restriction. Cash loans for single parents are suitable for dental emergencies, urgent bills, school and sports fees, car repairs, or even taking your kids on vacation!
Whatever your needs or desires, Gday Loans got you covered. We connect you to lenders who offer different single-parent loans designed for everyday single parents in Australia with different budgets and circumstances.
Centrelink loans for single parents are suitable for single parents on Centrelink payments. Centrelink customers only get a fixed amount of money every month, and impromptu expenses or emergencies can be a significant hurdle.
Personal loans for single parents on Centrelink can be hard to find, especially from traditional lenders with strict criteria for unemployed borrowers. Some lenders don’t recognise Centrelink payments as a form of income, and it can be challenging to get suitable loans for single parents on Centrelink.
With Gday Loans, you no longer have to worry. You get free access to lenders who specialise in providing Centrelink loans for single parents. Personal loans for single parents on Centrelink allow you to access from $300 to $10,000, depending on your affordability.
Parenting isn’t easy, especially when you’re flying solo. Fortunately, the Australian government provides various benefits to make day to day living easier for single parents. Such payments can allow you to access same day loans for single parents on benefits from lenders at Gday Loans.
Same day loans for single parents on benefits provide you with access to instant cash anywhere, anytime. Whether you receive Parenting Payment, Family Tax Benefits A or B, a Child Care Subsidy or Rent Assistance, we’ll connect you to lenders who provide same day loans for single parents on benefits with quick approvals and payouts.
You’ll only need a few minutes to apply and get approved, and you can get the funds you need within hours on the same day you apply. Same day loans for single parents on benefits feature small amounts from $300 to $2,000 to ensure affordability.
You can also access loans for single parents on low income from lenders at Gday Loans. You may have better luck with us if you’ve been unable to meet minimum income requirements from other lenders. But it doesn’t come down to luck.
All that matters is whether you can afford to repay the requested loan amount. Loans for single parents on low income feature small amounts up to $2,000. You’ll not pay any interest on any amount you borrow below $2,000, making it affordable and easy to repay.
Traditional lenders like banks don’t usually provide loans for single parents with bad credit. They’re more stringent and will likely reject your application automatically if you don’t have a good credit score.
Such lenders are not suitable for you. Through Gday Loans, you get a free matching service to appropriate lenders who specialise in loans for single parents with bad credit. You’ll be treated as an individual and assessed based on your current situation instead of your past.
Lenders will focus on your affordability instead of your credit score to provide tailored loans for single parents with bad credit. The amounts are small and easy to repay, helping you improve your credit score quickly.
Cash loans for single parents are convenient short-term solutions when you need to borrow quick cash in a hurry. Think of them as unsecured personal loans for single parents that give you fast cash to cover unexpected expenses and emergencies or get you through a rough patch.
Cash loans for single parents can have terms that range from a few weeks to 12 months. If you’re waiting for guaranteed funds to come through and need something to hold you over or cover unavoidable expenses, cash loans for single parents are a suitable solution.
Single parent loans from lenders at Gday Loans make it easy to borrow amounts you can comfortably afford to repay. You can borrow from as low as $300 up to $10,000.
There are no blanket terms on personal loans for single parents at Gday Loans. Lenders work with you to tailor a suitable deal that makes repayments feel like a breeze. You can choose a loan term for 2 to 24 months and select weekly, fortnightly or monthly repayment frequencies.
Lenders at Gday Loans strive to keep interest rates and fees on personal loans for single parents on Centrelink reasonable. You’ll not pay any interest for amounts below $2,000, only a 4% monthly fee and a one-off 20% establishment fee. Amounts above $2,000 attract interest rates from 5.9% to 35.99%.
Gday Loans only works with the most reputable lenders in Australia to guarantee your peace of mind. They’re transparent about their fees and terms, and you can easily find their contacts and reviews online.
|
Lender |
Maximum Amount |
Loan Term |
Fees |
|
Credit 24 |
$1500 |
6-12 months |
20% establishment fee 4% monthly fee |
|
Sunshine Loans |
$2,000 |
9-14 weeks |
20% establishment fee 4% monthly fee |
|
Ferratum Money |
$1,900 |
3-12 months |
20% establishment fee 4% monthly fee |
Gday Loans provides a fast and convenient way to borrow single parents loans online with a few clicks. They’re suitable for the modern parent who wants quick cash options at their fingertips, and you can borrow from anywhere in Australia through your phone or computer.
You’ll not pay any interest when you borrow loans for single parents below $2,000 from lenders at Gday Loans. It makes it easy for single parents to access fast, affordable loans.
Lenders at Gday Loans are known to help Australians with different circumstances without discrimination. You can access single parents loans regardless of your credit score or employment status, provided you can afford repayments.
The convenience of accessing fast personal loans for single parents can be expensive. Lenders may charge higher interest rates and fees, especially if you have low income or bad credit.
To be eligible for single parent loans from lenders at Gday Loans, you must ensure that:
You’re at least 18 years or older You’re an Australian permanent resident or citizen You have a valid home address in Australia, where you’ve lived for more than three months You earn at least $350 weekly, and more than 50% of your salary doesn’t solely come from Centrelink or other government benefits. You can afford the loan based on your income and monthly expensesFollow the following simple steps to apply for loans for single parents from lenders at Gday Loans:
Start by choosing the amount you’d like to borrow and a suitable repayment period after carefully checking the repayment information and confirming you can afford to repay. Gday Loans allows you to borrow from $300 to $10,000 from top Australia short-term lenders.
You’ll need to provide additional information by filling in the online application form. It helps lenders verify that you qualify for single-parent loans by capturing personal, income and expenditure information. All your data remains safe and secure.
After you submit the filled application form, we search the entire market to find you a suitable lender and provide you with feedback within a few minutes. When one of our lenders accepts your request, you’ll be transferred to their website to complete the process.
If everything is in order, they’ll provide you with a loan contra t to review and accept. Ensure you read it carefully and ask as many questions as possible. Once you’re satisfied with the terms and conditions, simply sign and return it to the lender and await funding within 24 hours.
Yes! Through Gday Loans, you can access lenders who specialise in helping single parents on Centrelink access loans for single parents. You must show you get at least $350 in your account weekly, and over 50% of your income doesn’t come solely from Centrelink.
Yes! Being unemployed doesn’t mean you don’t have an income. You can qualify for loans for single parents, provided you have an alternate source of income. Our lenders accept all income sources, including trust proceeds, rental income, dividends, alimony, child support, freelance earnings and pension.
Lenders at Gday Loans keep everything convenient, and they’ll work with you to set up automatic debits on your account when you apply. Your income will then take care of repayments when it enters the account, so you don’t have to worry about missing a payment or budgeting.
You need to show the lender that you get at least $350 in your account every week to qualify for cash loans for single parents. It ensures you have a reasonable income to repay the borrowed amount without financial hardship.
The loan contract is between you and the lender, so you’ll need to contact the lender with any inquiries after receiving the loan. The lender will give you all their details and tell you how you can reach them easily when agreeing.
Check your options before you borrow:
* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.
The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.
* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.